Group Health Insurance

Group health insurance to offer your employees.

Hire and retain top talent by providing group health insurance as a benefit.

Offer your employees group health insurance.

In general, group health insurance is the first priority for employees and is the second largest expense for employers behind payroll. We'll help you navigate the healthcare process so you can hire and retain top talent.

One of the most important benefits to offer employees.

Some employees may prefer a nice bonus, but in most cases, employees see health care as a core part of the compensation package—arguably as important as the salary itself. Buying group health insurance is an economical way for your business to recruit and retain staff while increasing the likelihood that they'll be fit to work.

Plans range from covering employees only to including dependents.

Depending on the plan, your business may cover employees only or may choose to offer coverage to the family and financial dependents of employees, as well. Additionally, your company may choose to cover the premiums in full or split the cost with employees.

How the Affordable Care Act affects insurance.

Since the Affordable Care Act took effect, the medical history and pre-existing conditions of employees don't matter. Because you're pooling the risk, the price your business pays per employee may usually be much less than the average amount they'd pay if they bought insurance individually.

How much does group health insurance cost?

The costs associated with this type of coverage may vary depending on where your business is based, how many employees you want to cover, and the ages of your employees.

Potential tax benefits available to employers.

Insurance also comes with tax benefits. The premiums you pay as an employer are fully tax-deductible. Very small businesses may also get a tax credit worth up to half the cost of the premiums.

Ready to offer group health insurance to your employees? We can help you weigh your options.

Why We're Different

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.

We offer more than just a policy

Let us show you what we can do for you today!

Call us at 956-794-9700 or get a quote on this page.