Health Insurance

Don’t have insurance through an employer? You may need individual health insurance.

Get health insurance with the flexibility of cost and coverage.

If you don’t have health care coverage through your employer, or if you’re self-employed, individual health insurance is essential. Don’t panic about the costs; plans may be cheaper than you expect if you shop around, and you’ll often have a lot of flexibility when it comes to the balance of premium costs and coverage.

What should you consider when choosing a policy?

Depending on your health level and appetite for risk, you can often find a policy and price that’s just right for you. The four main variables to consider include the deductible, copayment, annual limits, and the actual coverage offered in your policy.

  • Deductibles, the amount you pay before insurance pays.
  • Copayments, the percentage that you pay toward medical bills.
  • Annual limit, the total amount the insurer pays.
  • Medical services, treatment, and drugs the policy covers.

Preventative care is typically taken care of.

When getting individual health insurance, insurance providers typically pay up to 100 percent of the costs of preventative health care, such as checkups, screenings, and vaccines. This is an important aspect to know when selecting a health insurance policy.

Health insurance can be a complicated subject. Contact us to learn more about it and your coverage options.

Why We're Different

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors.  Let us help with your insurance needs for your businesses and people we know and care about.  That means looking for ways, including carefully choosing the insurance companies we represent to be both affordable and responsive.


We offer more than just a policy

Let us show you what we can do for you today!

Call us at 956-794-9700 to get a quote, we would love to hear from you!