Motorcycle insurance helps protect your ride on the open road.
No matter where your journey takes you—hit the road with the peace of mind of motorcycle insurance.
Motorcycle insurance helps bring you peace of mind.
Motorcycle insurance policies consist of several components, some of which are legally required. Others are optional but a smart buy. You put a lot into your ride, so make sure you safeguard your investment. Your motorcycle insurance policy may offer coverage for liability, damages, motorcycle accidents, and theft.
Legally required insurance coverage for motorcycles.
The absolute minimum coverage you’ll need when it comes to motorcycle insurance is liability insurance, which may cover the costs you have to pay to other people after an accident that’s your fault–including their medical bills and repairing or replacing their vehicle. Your local laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit.
Does your motorcycle policy cover other riders?
If you only have the minimum amount of coverage, other riders may not be covered under your policy. However, you may be able to select coverage options to extend coverage to other riders.
Is your motorcycle covered from theft?
Your motorcycle insurance policy may include coverage for theft, whether it’s at home or elsewhere. It may also extend coverage for the theft of personal belongings.
What is uninsured/underinsured motorist coverage?
If an uninsured or underinsured motorist causes an auto accident when you are on your bike, uninsured/underinsured motorist coverage may compensate you for bodily injuries and lost wages.
What do collision and comprehensive coverage offer?
Motorcycle collision coverage may payout to repair or replace your bike after a crash, even if it’s deemed your fault. Meanwhile, comprehensive coverage adds in coverage for your bike being stolen, vandalized, or damaged by fire.
Optional coverages are designed to protect your ride.
Other optional extras worth considering include specific coverage for custom motorcycle parts such as GPS or trailers that you’ve added to your bike and aren’t necessarily included in your standard policy. You can also get coverage that pays your costs if you’re involved in a collision with an uninsured driver or rider. Finally, don’t forget roadside assistance, which will get you to a repair facility if your bike has a mechanical breakdown or you suffer a flat tire.
Are you ready to protect your ride with motorcycle insurance? Contact us, we’ll lead the way to help you find coverage.
Why We're Different
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. Let us help you with your insurance needs for your businesses and people we know and care about. That means looking for ways, including carefully choosing the insurance companies we represent to be both affordable and responsive.
We offer more than just a policy
Let us show you what we can do for you today!
Call us at 956-794-9700 or get a quote on this page.